Supplementing Your EB-5 Investment Capital With a Bank Loan
While you can use a bank loan to supplement your EB-5 investment, one of the core requirements of being an EB-5 investor is to show you are an accredited investor. An accredited investor is someone who has earned $200,000 per year in income for each of the last two years, or that has a net worth of at least $1,000,000 (not including primary residence).
Click to learn more about the requirements of being an accredited investor.
Rules For Financing An EB-5 Visa
To obtain a loan to gather the $500,000 needed for investment, you need to show that you have the assets to support such a loan.
A loan against your personal assets may be used to supplement your minimum investment requirement of USD $500,000. However, you cannot obtain loan proceeds based upon the assets of the EB-5 project.
Accordingly, it is important to note that the USCIS may want to see evidence of the lawful source of funds used to purchase the personal asset used to secure the loan.
Read more about financing an EB-5 investment here
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